AU Xcite ACE Credit Card
The AU Xcite ACE Credit Card offers up to 3% cashback on monthly milestone spends (capped at ₹600 per statement cycle), complimentary domestic airport and railway lounge. Apply online today
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
This is a cashback card, and the earned cashback is adjusted directly in your monthly statement
All Card Benefits
Detailed reward structure and cashback analysis
Earn Up to 3% Cashback on Monthly
spends milestones to earn 1% cashback at ₹7,500, 2% at ₹12,500 and 3% at ₹20,000, capped at ₹600 per statement cycle
Earn Up to 3% Cashback on Monthly
spends milestones to earn 1% cashback at ₹7,500, 2% at ₹12,500 and 3% at ₹20,000, capped at ₹600 per statement cycle
Get 2 Complimentary Domestic Airport Lounge
visits each quarter on completing ₹50,000 of spends in the previous quarter
Enjoy up to 8 Complimentary Railway Lounge
visits per year maximum 2 per calendar quarter at select railway stations
Enjoy up to 8 Complimentary Railway Lounge
visits per year maximum 2 per calendar quarter at select railway stations
| Age Criteria | 25-65 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 720+ |
| Income Comment |