arrow_back Back to Cards
NEW TO CREDIT

BOB PREMIER Credit Card

Earn 5X reward points on travel, dining and international spends, enjoy complimentary quarterly airport lounge access, 500 welcome bonus reward points, a 1% fuel surcharge waiver and joining & annual fee waiver on milestone spends with the BOBCARD PREMIER Credit Card. Apply now for a rewarding travel experience

Annual Savings
₹18500
Joining Fee
₹1000
Annual Fee
₹1000
Credit Score
720+
Compare Card
auto_graph

Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network VISA,Mastercard
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹1.2 lakh or more in a year on your card, as per bank policy
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Points Redeemable only as Cashback
Conversion Rate: 1 Reward Point = ₹0.25

All Card Benefits

Detailed reward structure and cashback analysis

Earn 5X Rewards 10 Reward Points for Every ₹100 Spent on Travel

and international transactions accelerated earn capped at 2,000 Reward Points per statement cycle

loyalty

Earn 5X Rewards 10 Reward Points for Every ₹100 Spent on Travel

and international transactions accelerated earn capped at 2,000 Reward Points per statement cycle

loyalty

Earn 5X Rewards 10 Reward Points for Every ₹100 Spent on Dining

along with exclusive culinary offers

loyalty

Enjoy 1 Complimentary Domestic Airport Lounge

visit every quarter. Effective 1 Jan 2025, subject to minimum spends of ₹20,000 in the preceding calendar quarter

loyalty

Enjoy 1 Complimentary Domestic Airport Lounge

visit every quarter. Effective 1 Jan 2025, subject to minimum spends of ₹20,000 in the preceding calendar quarter

loyalty
Age Criteria 25-55 years
Salaried Income ₹7.2 LPA
Self Employed Income ₹7.2 LPA
CRIF Score 720+
Income Comment

Compare Cards