BOB Uni GoldX Credit Card
Earn an assured 1% value back as Uni Coins on every eligible spend and up to 5% value back on eligible online and offline transactions with the Lifetime Free BOBCARD Uni GoldX Credit Card. Enjoy 0% forex markup on international spends, a 1% fuel surcharge waiver and Uni Coins that do not expire. Apply now - zero joining fee and zero annual charges
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
- Cashback via UniX App
- Products
- Vouchers
All Card Benefits
Detailed reward structure and cashback analysis
Earn up to 5% Value Back as Uni Coins on Every Eligible Online
and offline transaction, with an assured 1% value back as Uni Coins on every eligible spend
Earn up to 5% Value Back as Uni Coins on Every Eligible Online
and offline transaction, with an assured 1% value back as Uni Coins on every eligible spend
0% Forex Markup on International Spends
no additional charge is levied on international transactions in any currency
1% Value Back on UPI Spends
as Uni Coins on eligible UPI transactions ₹100 and above
1% Value Back on UPI Spends
as Uni Coins on eligible UPI transactions ₹100 and above
| Age Criteria | 21-60 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 720+ |
| Income Comment |