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Canara Rupay Select Credit Card

Annual Savings
₹10000
Joining Fee
₹0
Annual Fee
₹300
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network RuPay
Employment both

Fee Waiver Logic

The annual fee is NIL, so no spend-based waiver is required. A card inactivity fee of ₹300 per annum applies instead if the card turnover in the card year is below ₹1,00,000
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Cashback
  • Mobile Recharge
  • Merchandise 
Conversion Rate: 1 Reward Point = ₹0.25

All Card Benefits

Detailed reward structure and cashback analysis

Enjoy 10 Complimentary Airport Lounge Visits

gets you 2 domestic visits every quarter and 2 international visits every year

loyalty

Enjoy 10 Complimentary Airport Lounge Visits

gets you 2 domestic visits every quarter and 2 international visits every year

loyalty

Earn 5% Cashback on Utility Bill

Payments, capped at ₹50 per month

loyalty

Earn 5% Cashback at Restaurants

Capped at ₹50 per month across all your restaurant and eating-place spends

loyalty

Earn 5% Cashback at Restaurants

Capped at ₹50 per month across all your restaurant and eating-place spends

loyalty
Age Criteria 18-75 years
Salaried Income ₹10 LPA
Self Employed Income ₹10 LPA
CRIF Score 720+
Income Comment

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