CRED IndusInd Bank Credit Card
Earn up to 5% back as CRED Points on E-commerce, CRED app and CRED UPI spends, pay seamlessly with Credit Card on UPI, and enjoy a 1% fuel surcharge waiver plus Total Protect insurance with the CRED IndusInd Bank RuPay Credit Card. Nil joining fee; annual fee ₹499
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
- Flight & Hotel Booking
- CRED Store Purchases
All Card Benefits
Detailed reward structure and cashback analysis
Earn 5% back as CRED Points on all E-commerce Transactions
made with the card accelerated earn capped at 5,000 CRED Points per statement cycle
Earn 5% back as CRED Points on CRED UPI
Payments, earn rewards on everyday UPI spends
Earn 1% Back as CRED Points on Utility and Insurance Bill
payments made via the CRED app
Earn 5% back as CRED Points on CRED UPI
Payments, earn rewards on everyday UPI spends
Earn 5% back as CRED Points on all E-commerce Transactions
made with the card accelerated earn capped at 5,000 CRED Points per statement cycle
| Age Criteria | 21-60 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 720+ |
| Income Comment |