IDFC FIRST EA₹N Credit Card
Get the FD-backed FIRST EA₹N Virtual RuPay Credit Card and enjoy up to 1% cashback on UPI spends, up to 8% bonus cashback on travel, 25% off on movie tickets and an instant credit limit up to 100% of your fixed deposit. No income proof or credit history required. Apply now
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
This is a cashback card, and the earned cashback is adjusted directly in your monthly statement
All Card Benefits
Detailed reward structure and cashback analysis
FD-Backed Credit Card with Instant Limit up to 100% of Your Fixed Deposit
with no income proof or credit history required, get a credit limit up to 100% of your FD value, and keep earning interest on your FD while you spend
Earn up to 8% Bonus Cashback on Travel Bookings
made using the FIRST EA₹N Credit Card
Earn up to 1% Cashback on UPI Spends
via the IDFC FIRST Bank mobile app and 0.5% on UPI spends through other apps and all online spends, with total cashback capped at ₹500 per statement
Get 25% Off up to ₹100 on Movie Tickets
valid once every calendar month
Earn up to 8% Bonus Cashback on Travel Bookings
made using the FIRST EA₹N Credit Card
| Age Criteria | 18-80 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 720+ |
| Income Comment |