IDFC FIRST Gaj Credit Card
Explore Gaj Credit Card, a premium metal credit card with exclusive travel benefits, unmatched reward points, airport lounge access, zero forex fees and premium lifestyle benefits. Apply now for a superior experience
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
- Flight & Hotel booking
- Gift Vouchers
All Card Benefits
Detailed reward structure and cashback analysis
Enjoy 4 Complimentary Domestic & International Airport Lounge Access
per quarter complimentary railway lounge access, free trip cancellation cover up to ₹50,000 twice a year, and airport meet & greet
Earn up to 50 reward points per ₹150 (33.33% value back)
on hotel bookings and 25 reward points per ₹150 (16.67% value back) on flight bookings done via the IDFC FIRST Bank Mobile App
Enjoy Complimentary 3rd Night for Every 2 paid Nights at ITC Hotels and Elivaas Luxury Villas
50% off on 2nd night, exclusive benefits at 900+ premium hotels worldwide, curated dining at handpicked restaurants via Visa Infinite, and personalized concierge service
Enjoy 4 Complimentary Domestic & International Airport Lounge Access
per quarter complimentary railway lounge access, free trip cancellation cover up to ₹50,000 twice a year, and airport meet & greet
Enjoy Complimentary 3rd Night for Every 2 paid Nights at ITC Hotels and Elivaas Luxury Villas
50% off on 2nd night, exclusive benefits at 900+ premium hotels worldwide, curated dining at handpicked restaurants via Visa Infinite, and personalized concierge service
| Age Criteria | 21-60 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 720+ |
| Income Comment |