IDFC FIRST Quantum Plus Credit Card
Apply for IDFC FIRST Quantum+ Credit Card lifetime free, FD-backed from ₹10,000, with up to 2% cashback on online spends and 1% on UPI Scan & Pay
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
This is a cashback card, and the earned cashback is adjusted directly in your monthly statement
All Card Benefits
Detailed reward structure and cashback analysis
Earn Up to 2% Cashback on Online Spends
1% on online spends up to ₹10,000 in a statement cycle and 2% on everything you spend above that
Earn Up to 2% Cashback on Online Spends
1% on online spends up to ₹10,000 in a statement cycle and 2% on everything you spend above that
Earn 1% Cashback on UPI Scan & Pay
with your card at over 60 million merchants through the IDFC FIRST Bank Mobile App
Get 1% Bonus Cashback on Flight and Hotel Bookings
Book through the IDFC FIRST Bank Mobile App and this stacks on your online rate, taking you up to 3%
Start With a Fixed Deposit of Just ₹10,000
credit limit is 100% of your FD value, and you can raise it any time by linking or booking another FD, With No Income Proof or Credit History and Keep Earning Up to 6.5% Interest on Your FD
| Age Criteria | 18-80 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 720+ |
| Income Comment |