IDFC FIRST WOW! Black Credit Card
Enjoy 0% forex markup, complimentary airport lounge access, up to 16.7% value back on travel bookings and a complimentary UPI-enabled card with the FIRST WOW! Black Credit Card. Apply now for a premium, FD-backed rewarding experience
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
- Hotel & Flights
- Vouchers
- Product
All Card Benefits
Detailed reward structure and cashback analysis
0% Forex Markup + 1 Complimentary Airport Lounge Access
per quarter activated by spending ₹20,000 in the previous calendar month
Earn 16.7% bonus reward points 8% value back
on hotel bookings and 10% bonus reward points (5% value back) on flight bookings done via the 'FIRST Rewards Gallery' on the IDFC FIRST Bank Mobile App
Get a complimentary UPI-enabled virtual FIRST Digital RuPay Credit Card
Earn up to 3 reward points per ₹150 on UPI spends, with UPI, offline and online payments all covered
| Age Criteria | 18-80 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 720+ |
| Income Comment |