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Imperio Credit Card

Lifetime free Federal Bank Imperio Credit Card — 3X rewards on grocery and healthcare, 2X on utility bills, 2 domestic lounge visits a quarter, ₹400 welcome voucher

Annual Savings
₹10000
Joining Fee
₹0
Annual Fee
₹0
Credit Score
700+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network VISA,Mastercard
Employment both

Fee Waiver Logic

Not Applicable
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Gift Vouchers
  • Merchandies
  • Movie Tickets
  • Flight & Hotel Bookings
Conversion Rate: 1 Reward Rate =₹0.25

All Card Benefits

Detailed reward structure and cashback analysis

Earn 3X Reward Points on Grocery & Health Care Spends

plus a complimentary BigBasket voucher worth ₹300 on quarterly spends of ₹50,000

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Earn 3X Reward Points on Grocery & Health Care Spends

plus a complimentary BigBasket voucher worth ₹300 on quarterly spends of ₹50,000

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Enjoy 2 Complimentary Domestic Airport Lounge

Visits Every Quarter Unlocked by spending ₹40,000 or more in the immediately preceding quarterly spend cycle

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Earn 2X Reward Points on Electricity, Gas & Mobile Bill Payments

plus insurance transactions are capped at 250 points per card per calendar month

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Enjoy 2 Complimentary Domestic Airport Lounge

Visits Every Quarter Unlocked by spending ₹40,000 or more in the immediately preceding quarterly spend cycle

loyalty
Age Criteria 21-60 years
Salaried Income ₹3.6 LPA
Self Employed Income ₹3.6 LPA
CRIF Score 700+
Income Comment

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