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IndusInd Jio-bp Mobility+ Credit Card

Earn 12 Smiles per ₹100 at Jio-bp, 5 on dining and grocery, 2 elsewhere on the IndusInd Bank Jio-bp Mobility+ Credit Card, plus a 1% fuel surcharge waiver

Annual Savings
₹10000
Joining Fee
₹499
Annual Fee
₹0
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network RuPay
Employment both

Fee Waiver Logic

Not Applicable
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Jio-bp fuel station
  • Jio-bp Convenience store
  • wildbean Café
  • Jio-bp Pulse (EV charging
Conversion Rate: 1 Smile = ₹0.25

All Card Benefits

Detailed reward structure and cashback analysis

Earn 12 Smiles for Every ₹100 Spent Across the Jio-bp Network

Petrol, Diesel, Castrol lubes, wildbean cafe, Jio-bp Pulse (EV charging) and Jio-bp convenience store, Capped at 1,200 Smiles a Statement Cycle

loyalty

Earn 12 Smiles for Every ₹100 Spent Across the Jio-bp Network

Petrol, Diesel, Castrol lubes, wildbean cafe, Jio-bp Pulse (EV charging) and Jio-bp convenience store, Capped at 1,200 Smiles a Statement Cycle

loyalty

Earn 5 Smiles for Every ₹100 Spent on Dining

inside the Jio-bp ecosystem earns more still the wildbean café sits in the 12 Smiles per ₹100 group

loyalty

Earn 5 Smiles for Every ₹100 Spent on Dining

inside the Jio-bp ecosystem earns more still — the wildbean café sits in the 12 Smiles per ₹100 group

loyalty

Earn 5 Smiles for Every ₹100 Spent at Supermarkets and Grocery Stores

Jio-bp’s own convenience stores earn at the top 12 Smiles per ₹100 rate instead, subject to the 1,200-Smile statement-cycle cap on Jio-bp earnings

loyalty
Age Criteria 18-70 years
Salaried Income ₹2.4 LPA
Self Employed Income ₹2.4 LPA
CRIF Score 720+
Income Comment

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