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Kotak Air Credit Card

Earn up to 3 Air Miles per ₹100 on flight & hotel bookings, enjoy complimentary domestic airport lounge access, welcome & renewal Bonus Air Miles and a 1% fuel surcharge waiver with the Kotak Air Credit Card. Apply now for a rewarding everyday travel experience

Annual Savings
₹10000
Joining Fee
₹999
Annual Fee
₹999
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network VISA
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹2.5 lakh or more in a year on your card, as per bank policy
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Flight & Hotel booking
  • Instant Vouchers
Conversion Rate: 1 Air Mile = ₹1

All Card Benefits

Detailed reward structure and cashback analysis

Enjoy 4 Complimentary Domestic Lounge

lounge visits annually for primary cardholders subject to spends of ₹60,000 in the previous calendar quarter

loyalty

Enjoy 4 Complimentary Domestic Lounge

lounge visits annually for primary cardholders subject to spends of ₹60,000 in the previous calendar quarter

loyalty

Earn 3 Air Miles for Every ₹100 spent on Flight & Hotel Booking

via Kotak Unbox, and 1 Air Mile for every ₹100 on all other spends

loyalty

Earn 3 Air Miles for Every ₹100 spent on Flight & Hotel Booking

via Kotak Unbox, and 1 Air Mile for every ₹100 on all other spends

loyalty
Age Criteria 21-60 years
Salaried Income ₹3 LPA
Self Employed Income ₹3 LPA
CRIF Score 720+
Income Comment

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