Kotak Cashback+ Credit Card
Apply for Kotak Cashback Plus Credit Card and enjoy guaranteed cashback on shopping, dining, and utility payments. Get welcome benefits, milestone rewards, and annual fee waiver
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
This is a cashback card, and the earned cashback is adjusted directly in your monthly statement.
All Card Benefits
Detailed reward structure and cashback analysis
Earn 5% Cashback on Swiggy, Zomato
and similar platforms Cashback capped at 750 points per billing cycle on accelerated categories
Earn 5% Cashback on Blinkit, Zepto, BigBasket
and other online grocery platforms Combined cap of 750 points per billing cycle on accelerated categories
Earn 5% Cashback on Blinkit, Zepto, BigBasket
and other online grocery platforms Combined cap of 750 points per billing cycle on accelerated categories
Earn 3% Cashback on fuel
spends across fuel stations
Earn 5% Cashback on Swiggy, Zomato
and similar platforms Cashback capped at 750 points per billing cycle on accelerated categories
| Age Criteria | 21-60 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 720+ |
| Income Comment |