Kotak White Credit Card
Kotak White Credit Card: earn White Pass value of ₹1,500 as a welcome benefit on spending ₹30,000 within 60 days of card set-up, then earn White Pass value of up to ₹27,000 in a card anniversary year across five spend milestones (₹2,000 at ₹2 lakh, ₹4,000 at ₹4 lakh, ₹6,000 at ₹6 lakh, ₹7,000 at ₹9 lakh and ₹8,000 at ₹12 lakh), redeemable at 1 White Pass = ₹1 against premium brand vouchers such as Hugo Boss, Giorgio Armani, Tanishq, Jimmy Choo, Taj Experiences and Amazon or at 1 White Pass = ₹0.70 as cashback, plus 8 complimentary domestic and 4 complimentary international airport lounge visits a year with an annual Priority Pass membership worth USD 99 covering 1,300+ lounges across 148 countries, a 1% fuel surcharge waiver and a 1.8%–2.5% railway surcharge waiver, for a ₹3,000 + GST joining fee and a ₹3,000 + GST annual fee that is waived on annual retail spends of ₹5,00,000
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
- White Pass catalogue
- Cashback
All Card Benefits
Detailed reward structure and cashback analysis
Enjoy 8 Domestic and 4 International Airport Lounge Visits
every year 8 domestic visits are capped at 2 per quarter and the 4 international visits come with an annual Priority Pass membership worth USD 99, each quarter's access is unlocked by spending ₹1,00,000 in the previous calendar quarter
Enjoy 8 Domestic and 4 International Airport Lounge Visits
every year 8 domestic visits are capped at 2 per quarter and the 4 international visits come with an annual Priority Pass membership worth USD 99, each quarter's access is unlocked by spending ₹1,00,000 in the previous calendar quarter
Earn White Pass Value of Up to ₹27,000 Every Year on Annual Spends of ₹12 Lakh
against premium brand vouchers such as Hugo Boss, Giorgio Armani, Tanishq, Jimmy Choo, Coach and Amazon
Earn White Pass Value of Up to ₹27,000 Every Year on Annual Spends of ₹12 Lakh
against premium brand vouchers such as Hugo Boss, Giorgio Armani, Tanishq, Jimmy Choo, Coach and Amazon
| Age Criteria | 28-60 years |
| Salaried Income | ₹25 LPA |
| Self Employed Income | ₹25 LPA |
| CRIF Score | 720+ |
| Income Comment |