OneCard Credit Card
The Federal Bank OneCard is a lifetime-free metal credit card fully controlled from the OneCard App. Earn 5X reward points on your top 2 spend categories every month, enjoy among the lowest forex markup at just 1%, and redeem points instantly with no redemption fee or minimum threshold. No joining or annual fee. Apply today
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
- Previous Transactions
All Card Benefits
Detailed reward structure and cashback analysis
Earn 5X Reward Points on Your Top 2 Spend Categories
Every Month on a minimum spend of ₹750 in each of at least 3 categories
Turn Everyday Bills Into Up to 5X Reward Points
Pay your electricity, water, mobile and DTH bills on OneCard and earn reward points on every payment boosted to 5X when Bills & Utilities is one of your Top 2 spend categories that month 5X boost capped at 25,000 points
Earn 5X Reward Points on Your Top 2 Spend Categories
Every Month on a minimum spend of ₹750 in each of at least 3 categories
Turn Everyday Bills Into Up to 5X Reward Points
Pay your electricity, water, mobile and DTH bills on OneCard and earn reward points on every payment boosted to 5X when Bills & Utilities is one of your Top 2 spend categories that month 5X boost capped at 25,000 points
| Age Criteria | 21-60 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 720+ |
| Income Comment |