Paisabazaar Step-Up SBM Credit Card
SBM Bank Step Up Credit Card is a secured card against a fixed deposit of just ₹2,000 — no income proof, no credit score, 1 Reward Point per ₹100 and a nil annual fee
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
- Rewards Points are adjusted against your credit card bill
All Card Benefits
Detailed reward structure and cashback analysis
Earn 1 Reward Point for every ₹100 you spend
on POS and online transactions, and adjusted straight against your card bill
Start With a Fixed Deposit of Just ₹2,000
single name with SBM Bank and get a credit limit of up to 90% of the deposit amount, apply with no income proof and no credit score
Earn 1 Reward Point for every ₹100 you spend
on POS and online transactions, and adjusted straight against your card bill
| Age Criteria | 21-60 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 720+ |
| Income Comment |