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PhonePe HDFC Bank Uno Credit Card

Apply for PhonePe HDFC Bank Uno Credit Card and earn 2% Reward Points on bills, 1% on UPI Scan & Pay and top online brands, at ₹499 a year

Annual Savings
₹10000
Joining Fee
₹499
Annual Fee
₹499
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network RuPay
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹1 lakh or more in a year on your card, as per bank policy
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Cashback
  • Flight & Hotel Bookings
  • Airmiles
Conversion Rate: 1 reward Point = ₹1

All Card Benefits

Detailed reward structure and cashback analysis

Earn 2% Reward Points on Recharges and Bill Payments on PhonePe

capped at 500 Reward Points per calendar month

loyalty

Earn 2% Reward Points on Recharges and Bill Payments on PhonePe

capped at 500 Reward Points per calendar month

loyalty

Earn 1% Reward Points on Every UPI Scan & Pay

capped at 500 Reward Points per calendar month

loyalty

Earn 1% Reward Points on Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato and Uber

capped at 500 Reward Points per calendar month

loyalty

Earn 1% Reward Points on Every UPI Scan & Pay

capped at 500 Reward Points per calendar month

loyalty
Age Criteria 21-65 years
Salaried Income ₹3 LPA
Self Employed Income ₹3 LPA
CRIF Score 720+
Income Comment

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