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PNB Zaggle Twin Credit Card

Earn 10 reward points per ₹300 on the PNB Zaggle Twin Credit Card — RuPay and Visa on one limit, 10 airport lounge visits a year and quarterly vouchers

Annual Savings
₹10000
Joining Fee
₹499
Annual Fee
₹499
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network VISA,RuPay
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹1.5 lakh or more in a year on your card, as per bank policy
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Hotel & Flight Bookings
  • Movie Ticket Bookings
  • Phone/DTH Recharge
  • Merchandies
Conversion Rate: 1 Reward Point =₹0.25

All Card Benefits

Detailed reward structure and cashback analysis

Enjoy 8 Domestic and 2 International Airport Lounge Visits

Every Year, Plus 2 Railway Lounge Visits a Quarter

loyalty

Enjoy 8 Domestic and 2 International Airport Lounge Visits

Every Year, Plus 2 Railway Lounge Visits a Quarter

loyalty

Get ₹250 Flipkart and ₹250 Myntra Vouchers Every Quarter

Visa Platinum card adds a buy-one-get-one movie offer worth ₹250 on BookMyShow every quarter

loyalty

Get a 3-Month Swiggy One Membership Every Year

a welcome voucher of up to ₹250 from Amazon, Swiggy, Zomato or Flipkart, unlocked on your first purchase of ₹300 or more at any of those four

loyalty

Enjoy a ₹1,500 MakeMyTrip Voucher and a ₹100 Ola/Uber Voucher

in the RuPay voucher block, and on the Visa side an ixigo offer of Up to 15% discount on Flights and hotels, upto ₹1200.00, available once per card per month on a minimum booking of ₹5,000

loyalty

Get a 3-Month Swiggy One Membership Every Year

a welcome voucher of up to ₹250 from Amazon, Swiggy, Zomato or Flipkart, unlocked on your first purchase of ₹300 or more at any of those four

loyalty
Age Criteria 21-70 years
Salaried Income ₹2.5 LPA
Self Employed Income ₹2.5 LPA
CRIF Score 720+
Income Comment

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