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Roarbank Rupay Credit Card

Get RuPay credit card with UPI and up to 20% cashback. Lifetime free credit card, no credit history needed, no hidden fees

Annual Savings
₹10000
Joining Fee
₹0
Annual Fee
₹0
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network RuPay
Employment both

Fee Waiver Logic

Not Applicable
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

This is a cashback card, and the earned cashback is adjusted directly in your monthly statement

Conversion Rate: N/A

All Card Benefits

Detailed reward structure and cashback analysis

Earn a Flat 1% Cashback on all Utility Bill Payments

and mobile top-ups every month, regardless of the categories you select

loyalty

Up to 20% Cashback on Selected Categories

as one of your two monthly cashback categories and earn up to 20% cashback on those spends, up to ₹2,500 per month

loyalty

Earn a Flat 1% Cashback on all Utility Bill Payments

and mobile top-ups every month, regardless of the categories you select

loyalty
Age Criteria 21-60 years
Salaried Income ₹3 LPA
Self Employed Income ₹3 LPA
CRIF Score 720+
Income Comment

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