SBI IRCTC Premier Credit Card
IRCTC SBI Card Premier: get up to 10% value back as Reward Points on AC train tickets booked on IRCTC, 8 complimentary railway lounge visits a year, 1,500 welcome Reward Points and milestone rewards on travel spends, for a ₹1,499 annual fee
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
- Rail Ticket on IRCTC
- E-Vouchers
- Electronics
All Card Benefits
Detailed reward structure and cashback analysis
Earn Up to 10% Value Back as Reward Points on AC Train Tickets
Book 1st Class AC, 2nd Class AC, 3rd Class AC, Executive Chair Car and Chair Car tickets on the IRCTC website and Mobile App with no monthly or annual cap on the value back
Earn Up to 10% Value Back as Reward Points on AC Train Tickets
Book 1st Class AC, 2nd Class AC, 3rd Class AC, Executive Chair Car and Chair Car tickets on the IRCTC website and Mobile App with no monthly or annual cap on the value back
Enjoy 8 Complimentary Railway Lounge
every year across India, capped at a maximum of 2 visits per quarter
Enjoy 8 Complimentary Railway Lounge
every year across India, capped at a maximum of 2 visits per quarter
| Age Criteria | 21-60 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 720+ |
| Income Comment |