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SBI MILES ELITE Credit Card

Earn up to 6 Travel Credits per ₹200, get 8 domestic + 6 international airport lounge visits, complimentary Priority Pass and a low 1.99% forex markup with the SBI Card MILES ELITE

Annual Savings
₹10000
Joining Fee
₹4999
Annual Fee
₹4999
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network Mastercard,RuPay
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹15 lakh or more in a year on your card, as per bank policy
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Flight & Hotel Bookings
  • Shop & Smile Product
Conversion Rate: 1 Reward Point = ₹0.25

All Card Benefits

Detailed reward structure and cashback analysis

Enjoy 8 Domestic + 6 International Lounge Visits Every Year

complimentary Priority Pass membership worth $99 free for the first 2 years, plus 1 extra domestic visit for every ₹1 lakh spent

loyalty

Enjoy 8 Domestic + 6 International Lounge Visits Every Year

complimentary Priority Pass membership worth $99 free for the first 2 years, plus 1 extra domestic visit for every ₹1 lakh spent

loyalty

Earn 6 Travel Credits per ₹200 on Travel

and 2 per ₹200 on all other spends, plus 20,000 bonus Travel Credits on annual spends of ₹12 lakh and annual fee

loyalty

Earn 6 Travel Credits per ₹200 on Travel

and 2 per ₹200 on all other spends, plus 20,000 bonus Travel Credits on annual spends of ₹12 lakh and annual fee

loyalty
Age Criteria 21-60 years
Salaried Income ₹3 LPA
Self Employed Income ₹3 LPA
CRIF Score 720+
Income Comment

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