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SBI Titan Credit Card

Titan SBI Card: get up to 7.5% cashback at World of Titan, Titan Eye+, Fastrack and Taneira, 3% value back at Tanishq, 12 airport lounge visits a year and 12,000 welcome Reward Points, for a ₹2,999 joining fee

Annual Savings
₹10000
Joining Fee
₹2999
Annual Fee
₹2999
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network VISA
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹3 lakh or more in a year on your card, as per bank policy
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Titan Vouchers
  • Jewellery E-Vouchers
  • Tanishq Vouchers
Conversion Rate: 1 Reward Point = ₹0.25

All Card Benefits

Detailed reward structure and cashback analysis

Get 7.5% Cashback on Spends at World of Titan, Titan Eye+, Fastrack & Taneira

Also get 5% cashback at Mia, CaratLane & Zoya and 3% value back as Gift Vouchers at Tanishq, with a quarterly benefit cap of ₹10,000 on the 7.5% and 5% cashback and ₹25,000 on the Tanishq value back

loyalty

Get 7.5% Cashback on Spends at World of Titan, Titan Eye+, Fastrack & Taneira

Also get 5% cashback at Mia, CaratLane & Zoya and 3% value back as Gift Vouchers at Tanishq, with a quarterly benefit cap of ₹10,000 on the 7.5% and 5% cashback and ₹25,000 on the Tanishq value back

loyalty

Enjoy 12 Complimentary Airport Lounge Visits

Every Year 8 domestic and 4 international airport lounge visits a year maximum 2 per quarter each, with a complimentary Priority Pass membership for the first 2 years and no spend condition

loyalty

Get Titan Gift Vouchers Worth ₹15,000 on Annual Spends of ₹10 Lakh

A ₹5,000 Gift Voucher on annual spends of ₹5 lakh plus a ₹10,000 Gift Voucher on annual spends of ₹10 lakh, redeemable only at exclusive Titan Stores

loyalty

Enjoy 12 Complimentary Airport Lounge Visits

Every Year 8 domestic and 4 international airport lounge visits a year maximum 2 per quarter each, with a complimentary Priority Pass membership for the first 2 years and no spend condition

loyalty
Age Criteria 21-60 years
Salaried Income ₹3 LPA
Self Employed Income ₹3 LPA
CRIF Score 720+
Income Comment

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