Standard Chartered DigiSmart Credit Card
Standard Chartered DigiSmart Credit Card: the bank’s online-shopping card, giving a 10% instant discount on Blinkit with no minimum spend (5 transactions and up to ₹1,000 a month), a 10% instant discount on Zomato with no minimum spend (5 transactions a month, up to ₹150 a transaction), Buy 1 Get 1 free movie tickets at INOX on Saturdays and Sundays (2 transactions a month, up to ₹200 a transaction), 20% off domestic flights up to ₹750, 10% off international flights up to ₹10,000, 25% off domestic hotels up to ₹4,000 on Yatra (1 transaction per quarter per category, promo code DIGISMART) and 15% cashback on Ola cab rides up to ₹600 a month. There is no joining fee and no annual fee — only a card usage fee of ₹49 a month, reversed on spends of ₹5,000 in the next calendar month. The card awards no reward points
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
This is a cashback card, and the earned cashback is adjusted directly in your monthly statement
All Card Benefits
Detailed reward structure and cashback analysis
Get 10% Instant Discount at Blinkit
use promo code DIGISMART, offer is valid for five transactions per month with No Minimum Spend, Capped at ₹1,000 per Month
Get 10% Instant Discount at Blinkit
Key in the promo code DIGISMART , offer is valid for five transactions per month with No Minimum Spend, Capped at ₹1,000 per Month
Get 10% Instant Discount on Zomato Orders
use promo code DIGISMART on Zomato orders with no minimum spend, Valid for 5 transactions per month with a maximum discount of INR 150 per transaction
Get 25% Off Domestic Hotels and 20% Off Domestic Flights on Yatra
Plus 15% Cashback on Ola Rides
Get 10% Instant Discount on Zomato Orders
use promo code DIGISMART on Zomato orders with no minimum spend, Valid for 5 transactions per month with a maximum discount of INR 150 per transaction
| Age Criteria | 21-65 years |
| Salaried Income | ₹6 LPA |
| Self Employed Income | ₹6 LPA |
| CRIF Score | 720+ |
| Income Comment |