Standard Chartered Rewards Credit Card

Standard Chartered Rewards Credit Card: a lifetime-free-in-year-one rewards card that earns 4 reward points per ₹150 on all retail spends with no cap on base points, plus an additional 4 bonus reward points per ₹150 once monthly retail spends cross ₹20,000 (bonus capped at 2,000 points per statement cycle), 1 reward point per ₹150 on government and insurance payments, 1 complimentary domestic airport lounge visit every calendar quarter (4 a year) for the primary and the supplementary cardholder individually, a 1% fuel surcharge reversal on fuel transactions of ₹400 to ₹2,000 capped at ₹400 per statement cycle, and redemption on the 360 Rewards portal at 1 reward point = ₹0.25 against the catalogue or ₹0.20 against the statement outstanding — with no joining fee and a ₹1,000 + GST renewal fee from the second year that is reversed on previous-year spends of ₹1,50,000 or more, or that earns 4,000 reward points if paid