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YES BANK RESERV Credit Card

RESERV Credit Card by YES BANK: earn 24 YES Rewardz Points per ₹200 online, 12 offline, 3 domestic and 6 international lounge visits, and 25% off BookMyShow

Annual Savings
₹100000
Joining Fee
₹2499
Annual Fee
₹2499
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network VISA,Mastercard
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹3 lakh or more in a year on your card, as per bank policy
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Flight & Hotel Bookings
  • Statement Credit
  • Vouchers
Conversion Rate: 1 Reward Point = ₹0.25

All Card Benefits

Detailed reward structure and cashback analysis

Earn 24 YES Rewardz Points for Every ₹200 on all Online Retail Spends

outside the Select categories and total earnings capped at 36,000 YES Rewardz Points per statement cycle

loyalty

Earn 24 YES Rewardz Points for Every ₹200 on all Online Retail Spends

outside the Select categories and total earnings capped at 36,000 YES Rewardz Points per statement cycle

loyalty

Enjoy 3 Complimentary Domestic Lounge Visits Every Quarter

on spends of ₹1,00,000 in the previous quarter, alongside 6 complimentary international airport lounge visits in 12 months and complimentary membership to 1,000+ international lounges outside India

loyalty

Earn 6 YES Rewardz Points for Every ₹200 on Utility Bills

and streaming subscriptions with utility spends capped at 750 YES Rewardz Points per statement cycle

loyalty

Earn 6 YES Rewardz Points for Every ₹200 on Utility Bills

and streaming subscriptions with utility spends capped at 750 YES Rewardz Points per statement cycle

loyalty
Age Criteria 21-60 years
Salaried Income ₹24 LPA
Self Employed Income ₹18 LPA
CRIF Score 720+
Income Comment

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