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NEW TO CREDIT

YES BANK SELECT Credit Card

Annual Savings
₹22106
Joining Fee
₹599
Annual Fee
₹599
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network VISA,Mastercard,RuPay
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹1 lakh or more in a year on your card, as per bank policy
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Flight & Hotel Bookings
  • Merchandise
  • Vouchers
Conversion Rate: 1 YES Rewardz Point = ₹0.25

All Card Benefits

Detailed reward structure and cashback analysis

Earn 8 YES Rewardz Points per ₹200 on Online Shopping

and 4 per ₹200 on offline shopping, plus Buy 1 Get 1 free on movie tickets via District

loyalty

Enjoy 1 Complimentary Domestic Airport Lounge

visit per quarter, plus complimentary membership to 1000+ international lounges outside India

loyalty

Earn 8 YES Rewardz Points per ₹200 on Online Shopping

and 4 per ₹200 on offline shopping, plus Buy 1 Get 1 free on movie tickets via District

loyalty

Enjoy 1 Complimentary Domestic Airport Lounge

visit per quarter, plus complimentary membership to 1000+ international lounges outside India

loyalty
Age Criteria 21-60 years
Salaried Income ₹6 LPA
Self Employed Income ₹7.5 LPA
CRIF Score 720+
Income Comment

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