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YES Prosperity Reward Plus Credit Card

YES Prosperity Rewards Plus (now YES BANK ACE): earn 8 Reward Points per ₹200 on travel and dining, 4 per ₹200 on other spends, minimum 15% dining discount and a ₹500 welcome voucher

Annual Savings
₹9999
Joining Fee
₹499
Annual Fee
₹499
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network VISA,Mastercard
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹50 thousand or more in a year on your card, as per bank policy
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Flight & Hotel Bookings
  • Merchandise & Vouchers
Conversion Rate: 1 YES Rewardz Point = ₹0.25

All Card Benefits

Detailed reward structure and cashback analysis

Earn 8 Reward Points per ₹200 on Travel Spends

Applicable on airlines, airports, travel agencies and hotel bookings, capped at 1,500 YES Rewardz Points per statement cycle

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Earn 8 Reward Points per ₹200 on Travel Spends

Applicable on airlines, airports, travel agencies and hotel bookings, capped at 1,500 YES Rewardz Points per statement cycle

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Get a Minimum 15% Discount on Dining Out

under the YES BANK Dining Fiesta Program, over and above the 8 Reward Points earned per ₹200 spent at restaurants, bars and fast-food outlets

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Earn 4 Reward Points per ₹200

on Select categories such as grocery, utilities, education and insurance

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Get a Minimum 15% Discount on Dining Out

under the YES BANK Dining Fiesta Program, over and above the 8 Reward Points earned per ₹200 spent at restaurants, bars and fast-food outlets

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Age Criteria 21-60 years
Salaried Income ₹3 LPA
Self Employed Income ₹7.5 LPA
CRIF Score 720+
Income Comment

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